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2 months ago ·by ·0 comments

Do you need Life Insurance ?

Not everyone needs life insurance But if your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, then the answer is yes – you probably do want life insurance, since it will help provide for your family in the event of your death.

The key reason to take out life assurance is so that the income you provide for others is maintained. An adequate level of life insurance is designed to provide financial support for surviving dependants on the death of the policyholder. Being an expat and making a living in Spain is harder than many other countries and your dependants may not have the same financial skills, capabilities or qualifications as you. Would they be able to continue living in Spain or would they need to return to their home country if you were not providing the main source of income for your family?

Any outstanding debts you have will also most likely be paid off in full, these include probably your biggest debt – your mortgage but also any credit card debts and other loans. If you have a partner, family or business partner who would suffer financially when you die then consider life insurance to clear your obligations, debts and to provide a cash lump sum to alleviate any possible financial distress.

For more information contact us on 966 493 762/ 660 751 073 or send us a contact request and we can go through all of the questions you may have.

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5 months ago ·by ·0 comments

The Importance of Travel Insurance

In this day and age it is one of the most vital insurance products you could contract for peace of mind as many of you will have seen over recent months, things like the weather are getting more unpredictable and that holiday you booked and have really been looking forward to could be disrupted due to unforeseen circumstances.

In fact, there could be many different reasons (illness, family member loss, strikes) you end up not being able to head off on that trip you planned. Of course, we hope that never happens but we all probably know at least one person that has had to cancel a trip at the last minute due to unforeseen circumstances.

We also probably all know someone that has had their luggage mislaid on route too. Most of the time it is located and sent on to your destination, but sometimes it simply has got lost or when it does turn up it is damaged.

We cannot guarantee that this will not happen to you, but we can at least give you the peace of mind that taking out travel insurance will provide you with varying levels of cover either for a single trip or for Annual multi trips which is what we would normally advise to go for as we can give you additional discount and it covers trips in Spain (more than 2 consecutive days) and also does not have any limit on the amount of trips per year with the standard policy including 17 days per trip which can be increased up to 90 days per trip. Long term trips can also be covered.

All of the policies include Medical expenses, cancellation cover and Personal effects + Baggage cover, with all of these covers having the option to be increased or removed to accommodate each individual.

Pre-existing Medical conditions can also be declared and covered if necessary.

Don’t leave your trip to trust and hope, relax in the knowledge that you have the best and right travel insurance cover in place.

Find out more about travel insurance by contacting us either via phone or email and we will gladly go through some quotes with you.

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Where we are

Dragon Insurance
Calle Mercado 22 bajo
03726 Benitachell
Alicante

Contact details

E-mail address:
[email protected]

Tel: +34 96 649 3762
Mob: +34 660 417 933
Mob: +34 660 751 073

Open: Monday to Friday - 09.00 - 17.00

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