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2 months ago ·by ·0 comments

Do you need Life Insurance ?

Not everyone needs life insurance But if your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, then the answer is yes – you probably do want life insurance, since it will help provide for your family in the event of your death.

The key reason to take out life assurance is so that the income you provide for others is maintained. An adequate level of life insurance is designed to provide financial support for surviving dependants on the death of the policyholder. Being an expat and making a living in Spain is harder than many other countries and your dependants may not have the same financial skills, capabilities or qualifications as you. Would they be able to continue living in Spain or would they need to return to their home country if you were not providing the main source of income for your family?

Any outstanding debts you have will also most likely be paid off in full, these include probably your biggest debt – your mortgage but also any credit card debts and other loans. If you have a partner, family or business partner who would suffer financially when you die then consider life insurance to clear your obligations, debts and to provide a cash lump sum to alleviate any possible financial distress.

For more information contact us on 966 493 762/ 660 751 073 or send us a contact request and we can go through all of the questions you may have.

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5 months ago ·by ·0 comments

Have You Got Your Future Planned?

Whilst it is a documented fact that we are all now living longer and enjoying life more, at some point we are all going to need to plan for the future, for our families that unfortunately we won’t be part of anymore.

Most of us put off planning for the inevitable, as whilst we might be advancing in years we still feel 21 and don’t want to have to think about this difficult subject. A little planning ahead now could assist those you leave behind in so many ways.

Funeral planning is one of the first steps. Whether you are a person who wants something quiet and dignified or loud, pink and fluffy it is so much easier on your relatives if you have either a pre-paid funeral plan or funeral insurance in place in advance. This will take some of the upset and concern about money away, at such a stressful time and make life easier for them.

In addition, what about inheritance tax and financial planning?  You might know who you want to inherit your worldly goods, but have you considered the taxes and legal fees that they might incur during this process? There might things that you can do now that will reduce their costs in the future.

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Where we are

Dragon Insurance
Calle Mercado 22 bajo
03726 Benitachell
Alicante

Contact details

E-mail address:
[email protected]

Tel: +34 96 649 3762
Mob: +34 660 417 933
Mob: +34 660 751 073

Open: Monday to Friday - 09.00 - 17.00

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